Cardinal OweNo promise
forgotten.
Second keys. Floor mats. A trade title. Stips the customer still owes you. Written on a three-part carbon form today, and often tracked by nobody once the customer drives off. Cardinal Owe tracks every promise, in both directions, until it's marked finished.
Open for a Pilot Store
We Owe Them
They Owe Us
Two Directions, One Clock Each
A delivered deal isn't finished just because the customer drove home. Owe tracks what the store still owes them, and what they still owe the store, and won't let either close quietly.
Owe won't close a promise until someone says how it was actually finished.
We Owe Them
A part on order, a second key, a detail appointment. Each one has an owner in Parts, Service, or F&I, and a due date that ages if it's missed.
They Owe Us
Insurance cards, stips for the lender, a trade title that hasn't shown up yet. The same tracking, the other direction.
Closing It Out
Nothing closes without saying how it was actually finished. A manager can reopen anything that was closed too early. Nothing gets ghosted.
Still Paper Where Paper Belongs
The written we-owe still exists, it just isn't typed by hand and it isn't the only copy anywhere.
A Real Printed Form
Letterhead, line items, signature lines, the same shape your store already uses, just typed instead of hand-filled and never illegible.
Drafted Updates, Human-Sent
Owe writes the text to send a customer. A person still sends it, from the store's own number, the way it's always been done.
Aging, Visibly
Nothing sits quietly. A promise that's gone past due shows up as past due, on the board, not buried in a folder.
Reports That Name Names
Oldest open promise, exposure in dollars, and a per-owner breakdown so a pattern is visible before it's a habit.
Everyone Sees What's Actually Theirs
Sales & BDC
Log a promise, work their own deliveries.
Parts, Service, F&I
Only the promises assigned to their department, nothing else.
Desk, SM, GM, Owner
Full access: move anything, reassign, push dates, run Reports.
Admin
Everything above, plus Settings and the Test console.
What We Choose Not to Collect
A First Name and a Last Initial
There are no phone number or address fields. Owe does record what was promised, with an optional dollar amount, such as a down payment still owed or a lender stipulation, plus any note your team types. It never asks for Social Security numbers, full account numbers, driver’s license numbers, or credit reports and scores, so keep them out of notes too.
No Texting from the App
Owe drafts a message. A person sends it from the store's own number. Owe never contacts a customer directly.
A Stock Number, Not a VIN
Deals are tracked the way your own floor already tracks them.
What It Costs
Priced per rooftop, based on how many deliveries move through a month. A real number comes after the assessment, not before.
- A free 60-day pilot first. Days 1 to 14 log promises with chasing off to set the baseline, days 15 to 60 are live, then a written readout within 7 days.
- Month to month. No contract, no long-term lock-in.
- Your numbers, not ours. Measured against how many we-owes were actually open before Owe existed.
Count What's Actually Open First
Before anything else: how many we-owes are open in your store right now? If the honest answer is "there's no list," that's the whole pitch, and the assessment will tell you so.